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Serving Laredo & the Rio Grande Valley

Protect what matters most with insurance you can count on

From personal auto and home policies to comprehensive business coverage, F&A Insurance Agency delivers personalized protection backed by decades of local expertise in Laredo, Texas.

Request a Free Quote (956) 476-5192
15+
Years Serving Laredo
2,000+
Policies Protected
98%
Claims Satisfaction
Professional insurance advisor consulting with a client in an office setting

Trusted Local Agency

Independently representing top-rated carriers to find your perfect coverage.

Our Services

Comprehensive coverage
for every stage of life

We work with multiple top-rated insurance carriers to compare options and secure the protection you need at a price that fits your budget.

Home Insurance

Protect your home against damage, theft, and liability. We offer standard policies, flood coverage, and specialized plans for your unique property.

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Auto Insurance

From daily commuters to fleet vehicles, we provide liability, collision, and comprehensive auto coverage tailored to Texas driving requirements.

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Life Insurance

Secure your family's financial future with term, whole, or universal life policies. We help you choose the right level of protection for your goals.

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Business Insurance

General liability, professional liability, commercial property, and workers' comp — we build customized packages that keep your business running smoothly.

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Umbrella Policies

Add an extra layer of liability protection beyond your standard policies. Umbrella coverage gives you peace of mind when stakes are highest.

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Claims Assistance

When the unexpected happens, we advocate on your behalf. Our team guides you through the entire claims process from filing to resolution.

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F&A Insurance Agency office interior in Laredo
Insurance professionals at F&A Agency consulting with clients
About Us

A Laredo institution built on trust and personal service

F&A Insurance Agency has been a cornerstone of the Laredo community for over 15 years. As independent agents, we're not tied to a single carrier — we shop multiple top-rated companies to find the coverage that truly fits your situation.

Independent & Objective

We represent multiple carriers, so you get unbiased recommendations — not a sales pitch from one company.

Locally Rooted

Headquartered on S Zapata Hwy, we understand the unique risks and needs of South Texas property owners and businesses.

Claims-First Approach

We don't just sell policies — we stand beside you when you need to file a claim, ensuring a fair and timely resolution.

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Why Choose Us

Numbers that reflect our commitment to you

Every metric below represents real outcomes for our clients — because your protection is our priority.

15+

Years of Experience

Over a decade and a half of serving Laredo families and businesses with reliable insurance solutions.

8+

Carrier Partners

We compare quotes from multiple A-rated carriers to secure the best coverage at the best price.

2K+

Clients Protected

Thousands of individuals and businesses trust F&A to safeguard what they've worked hardest to build.

24/7

Claims Support

Insurance emergencies don't wait — and neither do we. Our team is available whenever you need us.

How It Works

Getting covered is straightforward

We've streamlined the process so you can focus on what matters — not paperwork.

1

Tell Us Your Needs

Reach out by phone, email, or our contact form. Share what you're looking to protect and any questions you have.

2

We Shop & Compare

Our agents review your situation across multiple carriers to identify the strongest coverage options for your budget.

3

Choose Your Plan

We present your personalized options clearly — no jargon, no pressure. You decide what feels right for you and your family.

4

We're Here Long-Term

From annual reviews to claims support, we stay by your side. Your insurance journey doesn't end at signing.

Client Testimonials

What our clients say about us

Real feedback from real people in the Laredo community who trust F&A Insurance Agency.

"

F&A Insurance made switching our home and auto policies seamless. They explained every option in plain language and found us better coverage at a lower premium. Truly grateful.

MR
Maria R.
Home & Auto Client
"

As a small business owner in Laredo, I needed a partner who understood commercial insurance inside and out. F&A built a custom package that covers all my bases without overspending.

JT
James T.
Small Business Owner
"

After a difficult claim experience with my previous insurer, F&A stepped in and handled everything. They fought for me and got a fair settlement. I couldn't recommend them more highly.

SL
Sandra L.
Life Insurance Client
Get in Touch

Let's build your protection plan today

Whether you need a new policy, a coverage review, or help with a claim, our team is ready to help. Reach out — the first consultation is always free.

(956) 476-5192 fainsurancellc@gmail.com 1502 S Zapata Hwy, Laredo, TX 78046-5700

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